Fernando Santiago Board Member Attorney at Law, Santiago Burger LLP Alex CastroBoard MemberPresident, and CEO, PathStone Corporation Margaret A. SánchezBoard MemberPrincipal, Sanchez & Associates Clayton OsborneBoard MemberPresident, True Insights Consulting Joan HooverBoard MemberFormer Executive Vice President, Conifer LLC Fabricio MoralesBoard MemberPresident and CEO, Intivity, Inc. Adam SmithBoard MemberMortgage Loan Originator, CNB Mortgage Co. Stuart MitchellExecutive Director